As soon as you talk about leaving your territory to go abroad, you will always be asked toinsure your trip. Whether for a short stay (less than three months), or a long stay (more than three months), unless you are going to benefit from a residence permit, which requires a completely different procedure, travel insurance will help you. will be requested.
If only to have your back in the event of a health problem, a need for repatriation, etc. Let’s find out together what the situation is.international travel insurance !
Who to insure with?
There are several mutual insurance companies that guarantee planning for possible unforeseen events during your trip. You just need to browse the different insurance sites to get the answer.
Also, you can find out straight away from the insurance companies near you. All insurance entities that aim to protect you all have this offer in their service.
Please note that when you book your plane ticket, certain companies and agencies offer the necessary insurance. Also remember to check that you do not already have these, particularly with your bank (credit card) for example!
What is the purpose of international travel insurance?
Expatriates, tourists and students, no one is exempt from travel insurance when it comes to a trip abroad. Which should rejoice travelers because travel insurance is individual insurance that serves to protect you financially against unforeseen events: travel, luggage, health, accident, theft, etc.
In fact, it is protection that protects you in the event that you suddenly fall ill and need urgent medical care. But again, if for example you lost your luggage or identity documents during the trip, it is the insurance that pays you for the damage.
When you are required to regularize your travel insurance, the entity’s staff should explain to you everything you will benefit from with your insurance.
Insurance for every trip!
Each trip is different, whether by destination, duration, budget or even conditions. You will not need the same insurance if, for example, you visit European countries and Asian countries. You will also not need the same insurance if you go away for 15 days and if you go on a long-term trip such as a world tour for 1 year.
For a short-term trip, the insurance of your credit card and/or bank may very well be sufficient, as may that of your mutual insurance company. But for a long-term trip, such as a TDM, you will need to take out additional insurance. Which fits with all possible and unimaginable conditions.
There are travel insurance especially for world Tour Besides. Which are more expensive, but cover you wherever you are, and whatever you do or almost, within reason of course. I suggest you take a look at the excellent comparison that I recently found and which will help you choose your round the world travel insurance.
Procedures and formalities to be insured?
In each mutual insurance company you choose, the procedures will be almost the same. There are online sites that will offer you the possibility of doing your procedure online, but the safest would be to go there because contributions (money) will be paid for this insurance. Therefore, it would be more prudent to inquire directly at the insurance office. However, if you have no choice and you actually have to do your procedure online, make sure the site is reliable.
For the travel insurance procedure, you will be asked to mention the reason for your trip, then the duration of your stay. After this, quotes on your stay will be given to you. If you have already brought all the necessary documents, including your passport, supporting documents, which vary depending on the mutual insurance company, and the amount in your account, insurance can be obtained in one click. Different formulas adapted to your expectations are available to you in each insurance.
No insurance, no travel!
It is better to mention that for certain destinations it is under no circumstances possible to travel without this insurance. When you go to the visa application procedure, you will be asked for this. In fact, if you do not present this proof, the visa is automatically refused.
Also, it is often said that prevention is better than cure, so what could be better than to protect your back with insurance that will cover your entire trip.
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